Personal Checking Accounts

We have put together a product line of checking accounts that are sure to fit your individual needs. Please take a moment to look through the features of these accounts.

Safe e-Checking

No frills checking! Safe e-Checking is for the person who wants a simple, easy-to-use account, with no balance requirement or monthly service fee.

$50 minimum opening deposit
No minimum balance requirement
No monthly service fee
Direct deposit accepted
Unlimited check writing
LCCB Check Card available at no charge upon credit approval
Overdraft Protection available upon credit approval
Free online banking
Relationship pricing on consumer loans available
Safe deposit box available to rent

Now Checking

Interest bearing account with low minimum balance and earns competitive interest rates on checking balance.

$100 minimum opening deposit
$500 minimum balance required to receive interest
Interest based on available collected balances
$5 service fee if average balance falls below $500 during the monthly statement cycle
Direct deposit accepted
Unlimited check writing
LCCB Check Card available at no charge upon credit approval
Overdraft Protection available upon credit approval
Free online banking
Relationship pricing on consumer loans available
Safe deposit box available to rent

Senior Citizen Now Checking

Interest bearing account for customers aged 62 or greater.

$50 minimum opening deposit
$500 minimum average balance required to receive interest
Interest based on available collected balances
$5 service fee if average balance falls below $300 during the monthly statement cycle
Direct deposit accepted
Unlimited check writing
LCCB Check Card available at no charge upon credit approval
Overdraft Protection available upon credit approval
Free online banking
Relationship pricing on consumer loans available
Safe deposit box available to rent