Personal Savings Accounts

Lake Country Community Bank offers a variety of traditional savings products to meet your individual needs.

Regular Savings

A traditional savings account that provides a safe, affordable way to build your personal savings.

$50 minimum opening deposit
$10 minimum balance required to receive interest
Interest accrues daily, compounds and pays quarterly
Variable interest rate subject to change
Semi-annual statements

Super Money Market Savings

Liquidity and competitive tiered market rate for top savers.

$500 minimum opening deposit
$10 service fee if average collected balance falls below $2,500 during the monthly statement cycle
Interest accrues daily, compounds and pays monthly
Variable interest rates subject to change
Higher balances earn more interest based on a 5-tiered rate structure
Monthly statements

Certificates of Deposit

Lake Country Community Bank offers Certificates of Deposit from 3 months to 60 months. This gives you the opportunity to choose from a short term to a longer term to meet your financial needs!! Contact the bank for current rate information.

IRA's

Lake County Community Bank offers various retirement plans for all ages.*

Traditional IRA’s
IRAs are one of the most viable ways to assure a secure retirement. Individuals may open an IRA without the employer participation intervention. Immediate tax benefits with contributions and/or earnings tax-deferred until retirement. Flexibility with no minimum contribution in any year, and you choose your financial organization.

Roth IRA’s
The money you contribute to a Roth IRA has been taxed. Therefore, the principal amount is never subject to taxes or penalties in the future, as long as you stay within the contribution guidelines. This retirement plan allows the money you contribute to grow tax-deferred. If you do not withdraw any of the earnings until you have had the plan for at least five years, those tax-deferred earnings become tax-free!

Educational IRA’s
An educational IRA is an investment tool created for the purpose of paying for the future cost of a child's post-secondary education. The plan allows total after-tax contributions for each child until they reach the age of 18. These contributions and their subsequent earnings are tax-free when withdrawn to pay for qualified education expenses.

*See your tax advisor for additional details or to determine eligibility